Terms and conditions

Website: Sumincome.com

  1. ACCEPTANCE OF TERMS

By accessing or using Sumincome.com (the “Site”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with any part of these Terms, please do not use the Site.

  1. DESCRIPTION OF SERVICE

Sumincome.com provides free online financial calculators covering income, salary, tax, loan, investment, retirement, savings, business, banking, and insurance calculations. These tools are provided for general informational and educational purposes only.

  1. NO PROFESSIONAL ADVICE

The calculators, content, and results provided on Sumincome.com do not constitute financial, tax, legal, investment, or professional advice. Results are estimates based on the information you provide and general formulas, and should not be relied upon as a substitute for advice from a qualified financial advisor, accountant, tax professional, or attorney.

  1. ACCURACY OF RESULTS

While we strive to keep our calculators accurate and up to date, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any results produced by the Site. Financial rules, tax rates, and formulas may change, and calculations may not reflect your specific circumstances.

  1. USER RESPONSIBILITIES

By using the Site, you agree to:

  • Use the calculators for lawful purposes only
  • Not attempt to disrupt, hack, or misuse the Site or its underlying code
  • Not copy, reproduce, or redistribute the Site’s content or tools without permission
  • Independently verify any results before making financial decisions
  1. INTELLECTUAL PROPERTY

All content on Sumincome.com, including text, calculators, design, logos, and graphics, is the property of Sumincome.com unless otherwise stated, and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written consent.

  1. THIRD-PARTY ADVERTISING

Sumincome.com displays advertisements through Google AdSense and other advertising partners. We are not responsible for the content, accuracy, or practices of advertisers or third-party websites linked through ads displayed on the Site.

  1. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Sumincome.com and its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the Site or reliance on any calculator results.

  1. NO WARRANTIES

The Site is provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

  1. EXTERNAL LINKS

Sumincome.com may contain links to third-party websites for reference or convenience. We do not endorse and are not responsible for the content, accuracy, or practices of these external sites.

  1. CHANGES TO THE SERVICE

We reserve the right to modify, suspend, or discontinue any part of the Site, including individual calculators, at any time without prior notice.

  1. CHANGES TO THESE TERMS

We may revise these Terms from time to time. Continued use of the Site after changes are posted constitutes your acceptance of the updated Terms. The “Last Updated” date at the top of this page reflects the most recent revision.

  1. GOVERNING LAW

These Terms shall be governed by and interpreted in accordance with applicable laws, without regard to conflict of law principles. Users accessing the Site from the United States, Canada, the United Kingdom, or Australia are responsible for complying with their local laws.

  1. CONTACT US

If you have any questions about these Terms and Conditions, please contact us at:
Email: support@sumincome.com
Website: https://www.sumincome.com/contact/